0 of 30 questions completed
Questions:
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15
- 16
- 17
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25
- 26
- 27
- 28
- 29
- 30
Information
TOTAL QUESTION: 30
TOTAL TIME= 30 MIN
You have already completed the Test before. Hence you can not start it again.
Test is loading...
You must sign in or sign up to start the Test.
You have to finish following quiz, to start this Test:
Your results are here!! for" PNB Smart Banking Current Deposit Scheme (Smart Banking Current Account) "
0 of 30 questions answered correctly
Your time:
Time has elapsed
Your Final Score is : 0
You have attempted : 0
Number of Correct Questions : 0 and scored 0
Number of Incorrect Questions : 0 and Negative marks 0
-
Not categorized
You have attempted: 0
Number of Correct Questions: 0 and scored 0
Number of Incorrect Questions: 0 and Negative marks 0
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15
- 16
- 17
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25
- 26
- 27
- 28
- 29
- 30
- Answered
- Review
-
Question 1 of 30
1. Question
Which variants are available under the PNB Smart Banking Current Deposit Scheme?
Correct
The scheme has Gold, Diamond and Platinum variants; the existing Silver variant has been merged into Gold.
Incorrect
The scheme has Gold, Diamond and Platinum variants; the existing Silver variant has been merged into Gold.
Unattempted
The scheme has Gold, Diamond and Platinum variants; the existing Silver variant has been merged into Gold.
-
Question 2 of 30
2. Question
What is the Monthly Average Balance (MAB) for the Gold variant?
Correct
The Gold variant requires an MAB of Rs. 1,00,000.
Incorrect
The Gold variant requires an MAB of Rs. 1,00,000.
Unattempted
The Gold variant requires an MAB of Rs. 1,00,000.
-
Question 3 of 30
3. Question
What is the Monthly Average Balance (MAB) for the Diamond variant?
Correct
The Diamond variant requires an MAB of Rs. 5,00,000.
Incorrect
The Diamond variant requires an MAB of Rs. 5,00,000.
Unattempted
The Diamond variant requires an MAB of Rs. 5,00,000.
-
Question 4 of 30
4. Question
What is the Monthly Average Balance (MAB) for the Platinum variant?
Correct
The Platinum variant requires an MAB of Rs. 10,00,000.
Incorrect
The Platinum variant requires an MAB of Rs. 10,00,000.
Unattempted
The Platinum variant requires an MAB of Rs. 10,00,000.
-
Question 5 of 30
5. Question
What is the charge for non-maintenance of MAB in the Gold variant?
Correct
The Gold variant has a non-maintenance MAB charge of Rs. 2,000.
Incorrect
The Gold variant has a non-maintenance MAB charge of Rs. 2,000.
Unattempted
The Gold variant has a non-maintenance MAB charge of Rs. 2,000.
-
Question 6 of 30
6. Question
What is the charge for non-maintenance of MAB in the Diamond variant?
Correct
The Diamond variant has a non-maintenance MAB charge of Rs. 3,000.
Incorrect
The Diamond variant has a non-maintenance MAB charge of Rs. 3,000.
Unattempted
The Diamond variant has a non-maintenance MAB charge of Rs. 3,000.
-
Question 7 of 30
7. Question
What is the charge for non-maintenance of MAB in the Platinum variant?
Correct
The Platinum variant has a non-maintenance MAB charge of Rs. 4,000.
Incorrect
The Platinum variant has a non-maintenance MAB charge of Rs. 4,000.
Unattempted
The Platinum variant has a non-maintenance MAB charge of Rs. 4,000.
-
Question 8 of 30
8. Question
What is the default setting for the sweep facility in the Gold variant?
Correct
Sweep is disabled by default and can be enabled at the customer‘s choice.
Incorrect
Sweep is disabled by default and can be enabled at the customer‘s choice.
Unattempted
Sweep is disabled by default and can be enabled at the customer‘s choice.
-
Question 9 of 30
9. Question
What is the sweep threshold amount for the Gold variant?
Correct
The Gold variant has a sweep threshold of Rs. 5 lakh.
Incorrect
The Gold variant has a sweep threshold of Rs. 5 lakh.
Unattempted
The Gold variant has a sweep threshold of Rs. 5 lakh.
-
Question 10 of 30
10. Question
What is the sweep threshold amount for the Diamond variant?
Correct
The Diamond variant has a sweep threshold of Rs. 10 lakh.
Incorrect
The Diamond variant has a sweep threshold of Rs. 10 lakh.
Unattempted
The Diamond variant has a sweep threshold of Rs. 10 lakh.
-
Question 11 of 30
11. Question
What is the permitted tenor range for funds placed through the sweep facility?
Correct
Customers can choose a period from 7 days to 1 year.
Incorrect
Customers can choose a period from 7 days to 1 year.
Unattempted
Customers can choose a period from 7 days to 1 year.
-
Question 12 of 30
12. Question
In what multiples can the sweep amount be maintained?
Correct
The sweep amount is available in multiples of Rs. 50,000.
Incorrect
The sweep amount is available in multiples of Rs. 50,000.
Unattempted
The sweep amount is available in multiples of Rs. 50,000.
-
Question 13 of 30
13. Question
How many times can sweep-out take place in a month as per the customer‘s mandate?
Correct
Sweep-out shall take place four times in a month as per the customer‘s mandate.
Incorrect
Sweep-out shall take place four times in a month as per the customer‘s mandate.
Unattempted
Sweep-out shall take place four times in a month as per the customer‘s mandate.
-
Question 14 of 30
14. Question
What happens if a selected sweep-out date other than the last day of the month is a holiday?
Correct
If the selected date is a holiday, the sweep-out occurs on the next working day.
Incorrect
If the selected date is a holiday, the sweep-out occurs on the next working day.
Unattempted
If the selected date is a holiday, the sweep-out occurs on the next working day.
-
Question 15 of 30
15. Question
If the last date of a month is non-existent or a holiday, when is the sweep-out made?
Correct
The sweep-out is made on the next working day in the next month, and it is not counted toward that next month‘s four sweep-outs.
Incorrect
The sweep-out is made on the next working day in the next month, and it is not counted toward that next month‘s four sweep-outs.
Unattempted
The sweep-out is made on the next working day in the next month, and it is not counted toward that next month‘s four sweep-outs.
-
Question 16 of 30
16. Question
What is the charge for RTGS, NEFT and IMPS through all modes, excluding bulk transactions?
Correct
RTGS, NEFT and IMPS are free through all modes, excluding bulk transactions.
Incorrect
RTGS, NEFT and IMPS are free through all modes, excluding bulk transactions.
Unattempted
RTGS, NEFT and IMPS are free through all modes, excluding bulk transactions.
-
Question 17 of 30
17. Question
What are the folio charges under the Smart Banking Current Account Scheme?
Correct
Folio charges are free under the scheme.
Incorrect
Folio charges are free under the scheme.
Unattempted
Folio charges are free under the scheme.
-
Question 18 of 30
18. Question
How many cheque leaves are free per month under the Gold variant?
Correct
Gold provides 100 free cheque leaves per month.
Incorrect
Gold provides 100 free cheque leaves per month.
Unattempted
Gold provides 100 free cheque leaves per month.
-
Question 19 of 30
19. Question
How many cheque leaves are free per month under the Diamond variant?
Correct
Diamond provides 200 free cheque leaves per month.
Incorrect
Diamond provides 200 free cheque leaves per month.
Unattempted
Diamond provides 200 free cheque leaves per month.
-
Question 20 of 30
20. Question
How many cheque leaves are free per month under the Platinum variant?
Correct
Platinum provides 500 free cheque leaves per month.
Incorrect
Platinum provides 500 free cheque leaves per month.
Unattempted
Platinum provides 500 free cheque leaves per month.
-
Question 21 of 30
21. Question
How many Demand Drafts are free per quarter under the Gold variant?
Correct
Gold provides 12 free Demand Drafts in a quarter.
Incorrect
Gold provides 12 free Demand Drafts in a quarter.
Unattempted
Gold provides 12 free Demand Drafts in a quarter.
-
Question 22 of 30
22. Question
How many Demand Drafts are free per quarter under the Diamond variant?
Correct
Diamond provides 15 free Demand Drafts in a quarter.
Incorrect
Diamond provides 15 free Demand Drafts in a quarter.
Unattempted
Diamond provides 15 free Demand Drafts in a quarter.
-
Question 23 of 30
23. Question
How many Demand Drafts are free per quarter under the Platinum variant?
Correct
Platinum provides 25 free Demand Drafts in a quarter.
Incorrect
Platinum provides 25 free Demand Drafts in a quarter.
Unattempted
Platinum provides 25 free Demand Drafts in a quarter.
-
Question 24 of 30
24. Question
What is the free cash deposit limit for Gold, subject to the stated maximum cap?
Correct
Gold allows free cash deposits up to Rs. 30 lakh per month or 10 times the maintained MAB, whichever is higher, subject to the Rs. 2 crore maximum cap.
Incorrect
Gold allows free cash deposits up to Rs. 30 lakh per month or 10 times the maintained MAB, whichever is higher, subject to the Rs. 2 crore maximum cap.
Unattempted
Gold allows free cash deposits up to Rs. 30 lakh per month or 10 times the maintained MAB, whichever is higher, subject to the Rs. 2 crore maximum cap.
-
Question 25 of 30
25. Question
What is the base free cash deposit limit for Diamond?
Correct
Diamond allows free cash deposits up to Rs. 50 lakh per month or 10 times MAB, whichever is higher, subject to the Rs. 2 crore cap.
Incorrect
Diamond allows free cash deposits up to Rs. 50 lakh per month or 10 times MAB, whichever is higher, subject to the Rs. 2 crore cap.
Unattempted
Diamond allows free cash deposits up to Rs. 50 lakh per month or 10 times MAB, whichever is higher, subject to the Rs. 2 crore cap.
-
Question 26 of 30
26. Question
What is the base free cash deposit limit for Platinum?
Correct
Platinum allows free cash deposits up to Rs. 100 lakh per month or 10 times MAB, whichever is higher, subject to the Rs. 2 crore cap.
Incorrect
Platinum allows free cash deposits up to Rs. 100 lakh per month or 10 times MAB, whichever is higher, subject to the Rs. 2 crore cap.
Unattempted
Platinum allows free cash deposits up to Rs. 100 lakh per month or 10 times MAB, whichever is higher, subject to the Rs. 2 crore cap.
-
Question 27 of 30
27. Question
What monthly rental waiver is provided for POS under the Gold variant?
Correct
Gold provides a 25% waiver on POS monthly rental, with free installation.
Incorrect
Gold provides a 25% waiver on POS monthly rental, with free installation.
Unattempted
Gold provides a 25% waiver on POS monthly rental, with free installation.
-
Question 28 of 30
28. Question
How many POS terminals receive 100% monthly rental waiver under the Diamond variant?
Correct
Diamond provides a 100% monthly rental waiver for one POS.
Incorrect
Diamond provides a 100% monthly rental waiver for one POS.
Unattempted
Diamond provides a 100% monthly rental waiver for one POS.
-
Question 29 of 30
29. Question
How many POS terminals receive 100% monthly rental waiver under the Platinum variant?
Correct
Platinum provides a 100% monthly rental waiver for two POS terminals.
Incorrect
Platinum provides a 100% monthly rental waiver for two POS terminals.
Unattempted
Platinum provides a 100% monthly rental waiver for two POS terminals.
-
Question 30 of 30
30. Question
What annual discount on one small locker is available under the Platinum variant?
Correct
Platinum provides a 50% discount on the rent of one small locker every year.
Incorrect
Platinum provides a 50% discount on the rent of one small locker every year.
Unattempted
Platinum provides a 50% discount on the rent of one small locker every year.