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PNB Expert Current Account Scheme

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TOTAL QUESTION: 10
TOTAL TIME= 10 MIN

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  1. Question 1 of 10
    1. Question

    Which of the following is a target customer under the PNB Expert Current Account Scheme?

    Correct

    The scheme targets professionals such as Chartered Accountants, Company Secretaries, doctors, architects, lawyers, cost accountants, valuers, interior designers and fashion designers.

    Incorrect

    The scheme targets professionals such as Chartered Accountants, Company Secretaries, doctors, architects, lawyers, cost accountants, valuers, interior designers and fashion designers.

    Unattempted

    The scheme targets professionals such as Chartered Accountants, Company Secretaries, doctors, architects, lawyers, cost accountants, valuers, interior designers and fashion designers.

  2. Question 2 of 10
    2. Question

    Which of the following can open an account under the PNB Expert Current Account Scheme?

    Correct

    The account can be opened by individuals, proprietorship firms, partnership firms, LLPs and companies, subject to the scheme‘s eligibility conditions.

    Incorrect

    The account can be opened by individuals, proprietorship firms, partnership firms, LLPs and companies, subject to the scheme‘s eligibility conditions.

    Unattempted

    The account can be opened by individuals, proprietorship firms, partnership firms, LLPs and companies, subject to the scheme‘s eligibility conditions.

  3. Question 3 of 10
    3. Question

    For a professional to be eligible under the scheme, the professional should generally possess which of the following?

    Correct

    Eligibility requires a Certificate of Practice, Certificate/Registration of Membership, or a relevant degree/diploma from recognized institutions or professional bodies, as applicable.

    Incorrect

    Eligibility requires a Certificate of Practice, Certificate/Registration of Membership, or a relevant degree/diploma from recognized institutions or professional bodies, as applicable.

    Unattempted

    Eligibility requires a Certificate of Practice, Certificate/Registration of Membership, or a relevant degree/diploma from recognized institutions or professional bodies, as applicable.

  4. Question 4 of 10
    4. Question

    What is the Monthly Average Balance (MAB) requirement for the PNB Expert Current Account Scheme?

    Correct

    The MAB requirement for the Expert Current Account is ZERO.

    Incorrect

    The MAB requirement for the Expert Current Account is ZERO.

    Unattempted

    The MAB requirement for the Expert Current Account is ZERO.

  5. Question 5 of 10
    5. Question

    What is the threshold limit for the sweep facility under the PNB Expert Current Account Scheme?

    Correct

    The sweep facility has a threshold limit of Rs. 1,00,000.

    Incorrect

    The sweep facility has a threshold limit of Rs. 1,00,000.

    Unattempted

    The sweep facility has a threshold limit of Rs. 1,00,000.

  6. Question 6 of 10
    6. Question

    In what multiples can the sweep amount be placed under the Expert Current Account Scheme?

    Correct

    The sweep amount is available in multiples of Rs. 25,000.

    Incorrect

    The sweep amount is available in multiples of Rs. 25,000.

    Unattempted

    The sweep amount is available in multiples of Rs. 25,000.

  7. Question 7 of 10
    7. Question

    Up to what amount per day is cash deposit free under the PNB Expert Current Account Scheme?

    Correct

    Cash deposits are free at any branch up to Rs. 1.00 lakh per day. Standard charges apply thereafter.

    Incorrect

    Cash deposits are free at any branch up to Rs. 1.00 lakh per day. Standard charges apply thereafter.

    Unattempted

    Cash deposits are free at any branch up to Rs. 1.00 lakh per day. Standard charges apply thereafter.

  8. Question 8 of 10
    8. Question

    What is the charge for RTGS, NEFT and IMPS transactions through IBS/MBS under the Expert Current Account Scheme?

    Correct

    Digital RTGS, NEFT and IMPS transactions through Internet Banking Service and Mobile Banking Service are free.

    Incorrect

    Digital RTGS, NEFT and IMPS transactions through Internet Banking Service and Mobile Banking Service are free.

    Unattempted

    Digital RTGS, NEFT and IMPS transactions through Internet Banking Service and Mobile Banking Service are free.

  9. Question 9 of 10
    9. Question

    How many RTGS/NEFT/IMPS transactions per month are free through the branch when an MAB of Rs. 1,00,000 is maintained?

    Correct

    With an MAB of Rs. 1,00,000, 50 RTGS/NEFT/IMPS transactions through the branch are free each month.

    Incorrect

    With an MAB of Rs. 1,00,000, 50 RTGS/NEFT/IMPS transactions through the branch are free each month.

    Unattempted

    With an MAB of Rs. 1,00,000, 50 RTGS/NEFT/IMPS transactions through the branch are free each month.

  10. Question 10 of 10
    10. Question

    At what average MAB is the AMC of the RuPay Select Debit Card waived under the Expert Current Account Scheme?

    Correct

    The AMC of the RuPay Select Debit Card is waived when an average MAB of Rs. 50,000 is maintained throughout the year.

    Incorrect

    The AMC of the RuPay Select Debit Card is waived when an average MAB of Rs. 50,000 is maintained throughout the year.

    Unattempted

    The AMC of the RuPay Select Debit Card is waived when an average MAB of Rs. 50,000 is maintained throughout the year.


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