| PARAMETERS | FEATURES* |
|---|---|
| Eligibility | Any Individual above 18 Years of age |
| Minimum Monthly Average Balance For Availing Benefits | ₹1 Lakh |
| Customized Account Number | Available on request |
| Personal Accidental Insurance (PAI) | ₹30 Lakh |
| Air Accidental Insurance (AAI) | ₹60 Lakh |
| Permanent Total Disability (PTD) | ₹30 Lakh |
| Permanent Partial Disability (PPD) | Upto ₹15 Lakh (%age of disability will be as per the GPA Schedule & In case of multiple injury, max claim upto the amount of sum insured) |
| Add on benefits linked to PAI | Higher Education (for College & Higher studies) – 25% of entitled of PAI Cover max up to ₹5 Lakh in aggregate for 3 years for 2 dependent children having age up to 25 years in case of accidental death. Dependent Girl Child Marriage Cover (18-25 years)- 10% of the PAI Cover max up to 10 Lakh each for 2 girl children Ambulance Charges- ₹10,000/-Funeral Expenses – ₹10,000/- Lost Baggage protection insurance for Domestic Air Travel of ₹25,000/- PAI and other linked benefits are admissible immediately upon account activation and will be available upto the age of 69 years only |
| Wellness program | Annual Health Check Up Unlimited Tele Consultation Personal Accidental Insurance of ₹4 Lakh with permanent total disability cover of ₹125% of Sum Insured |
| Sweep Facility (facility of conversion of Saving funds to/from FD) | On customer’s request, facility is available with tenor 7 days to 179 days. Threshold- ₹ 2,00,000/- then after in multiples of ₹10,000/- Further, customer can select any 4 days/dates of his choice for sweep out. By default period of FFD shall be 179 days. |
| Concession on Locker Rent | 50% concession in locker rent for 1st year for small locker |
| Cheque Book Issuance Charges | Number of Cheque leaves free: 500 per year |
| RTGS/NEFT Charges (Online) | Waived |
| RTGS/NEFT Charges (Branch) | Waived |
| Demand Draft Issuance Per Quarter | Free 5 drafts per Quarter |
| Demat Account Charges | AMC Free |
| Nomination facility | Allowed |
| Concession in respect of processing charges/upfront fee for Housing Loan/Vehicle Loan | 100% waiver |
| Concession in respect of documentation charges for Housing Loan/Vehicle Loan | 100% waiver |
| Cash Deposit Charges | 5 Free transactions per month |
| Cash Withdrawal Charges | 5 Free transactions per month |
| SMS Charges | Waived |
| World Travel Card | Charges for Issuance/Recharge of World Travel Card (If eligible): Nil |
| Debit Card | Imperial Debit Card Issuance / AMC Charges – NIL Further AMC will be waived in case desired yearly average balance equivalent to MAB requirement of the scheme is maintained in last 12 months, also Upgraded version of Customized Debit Card or any other debit card can also be issued with applicable charges |
| Debit Card Limits | Cash Withdrawal- ₹1.5 Lakh Ecom/POS (Combined)- ₹5.0 Lakh Contactless: ₹5,000/- per day |
| Debit Card Offers | Free OTT (Prime/JioHotstar) Subscription Free Vouchers from Bookmyshow, Myntra, Reliance Digital, Decathalon, Kalyan Jwellers, Apollo Pharmacy, Blinkit etc. Free Swiggy One 3 Months & Annual Gaana Membership Complimentary Gym & SPA Services & Golf Lesson Medical Checkup Facility Exclusive Domestic & International offers from partner Merchants Additional Golf Lessons Domestic Airport Lounge – Once per Quarter Personal Accidental (Death) Insurance – ₹10 Lakhs |
| Rewardz Points Programme | Welcome Rewardz – 250 Points Debit Card Activation – 100 Points Spend based Points – Upto 400 points for transaction of ₹200 Account Anniversary – 100 Points And many more… |
| Free Withdrawal at Bank’s Own ATM | Unlimited Free |
| Charges for non-maintenance of MAB | Nil Note: No charges will be levied for non-maintenance of MAB but freebies/concession related to the scheme will be withdrawn |