| PARAMETERS | FEATURES* |
|---|---|
| Eligibility | Females above the age of 18 years |
| Minimum Monthly Average Balance For Availing Benefits | ₹ 10,000 |
| Personal Accidental Death Insurance (PAI) | ₹ 10 Lakh |
| Air Accidental Insurance (AAI) | ₹ 20 Lakh |
| Permanent Total Disability (PTD) | ₹10 Lakh |
| Permanent Partial Disability (PPD) | Upto ₹5 Lakh, (%age of disability will be as per the GPA Schedule & In case of multiple injury, max claim upto the amount of sum insured) |
| Add on Benefits linked to PAI | Higher Education – 25% of entitled of PA Cover max up to ₹5 Lakhs in aggregate for 3 years in case of accidental death for 2 dependent children upto their age of 25 years Girl Child Marriage Cover (18-25 years)- 10% of the PA Cover max up to 2 Lakh each for 2 girl child Ambulance Charges- ₹10,000/- Funeral Expenses – ₹10,000/-Lost Baggage protection insurance for Domestic Air Travel of ₹25,000/- PAI and other linked benefits are admissible immediately upon account activation and will be available upto the age of 69 years only. |
| Cancer Indemnity Insurance | ₹2 Lakhs |
| Family Banking Benefits | Zero Balance Account can be opened by spouse & upto 2 children (upto the age of 25 years) of primary women A/c holder |
| Debit Card | RuPay Women Pearl Platinum International Debit Card Issuance Charges – NIL Further AMC will be waived in case desired yearly average balance equivalent to MAB requirement of the scheme is maintained in last 12 months |
| Debit Card & Other Offers | Annual Mammogram Check-Up. Personal Accidental Insurance Cover – 2 Lakhs Free OTT Zee 5 Subscription. Free Swiggy One 3 Months Membership. Free Vouchers from Nykka, Myntra, Blinkit etc. Movie Offers (Flat 250 Off on Two or more Tickets) |
| Debit Card Limits | Cash Withdrawal from ATM: ₹50,000/- per day POS/eCom: ₹1.50 Lakh (combined) per day Contactless: ₹5,000/- per day |
| Credit Card | Free issuance of exclusive designed Credit Card with unlimited features (Subject to eligibility and applicable charges) with lucrative offers on lifestyle, shopping and fitness. |
| Sweep Facility (facility of conversion of Saving funds to/from FD) | On customer’s request, facility is available with minimum tenor 7 days to 179 days. Threshold- ₹1,00,000/- then after in multiples of ₹10,000/- Sweep out shall be on every Tuesday or any 4 days/dates chosen by the customer. By default period of FFD shall be 179 days. |
| Locker Rent | 50% concession in locker rent for 1st year for small locker Freebies on Lockers are subject to availability and priority will be given to waitlist customers. |
| Cheque Book Issuance Charges | Number of Cheque leaves free: 100 per year |
| RTGS/NEFT (Online) Charges | NIL |
| RTGS/NEFT (Branch) | 1 each per month |
| Demand Draft Issuance | Free unlimited draft upto the amount of ₹1 lakh |
| Waiver in Upfront & Documentation Charges in Retail Loans-Housing Loan, Vehicle Loan, Personal Loan, Gold Loan & Education Loan | 25% |
| Discount in Demat Accounts Fee | 25% for first year |
| Nomination facility | Allowed |
| Waiver in Processing Fee & Documentation Charges of Housing Loan, Vehicle Loan, Personal Loan | 25% concession |
| Charges for non-maintenance of MAB | Nil Note: No charges will be levied for non-maintenance of MAB but freebies/concession related to the scheme will be withdrawn |