| PARAMETERS | FEATURES* |
|---|---|
| Eligibility | Any Individual above 18 Years of age |
| Minimum Monthly Average Balance For Availing Benefits | ₹25,000 |
| Personal Accidental Insurance (PAI) | ₹10 Lakh |
| Air Accidental Insurance (AAI) | ₹20 Lakh |
| Permanent Total Disability (PTD) | ₹10 Lakh |
| Permanent Partial Disability (PPD) | Upto ₹5 Lakh (%age of disability will be as per the GPA Schedule & in case of multiple injury, max claim upto the amount of sum insured) |
| Add on benefits linked to PAI | Higher Education (for college & Higher studies) – 25% of entitled of PAI Cover max up to ₹5 Lakh in aggregate for 3 years for 2 dependent children having age up to 25 years in case of accidental death Girl Child Marriage Cover (18-25 years) – 10% of the PAI Cover max up to ₹10 Lakh each for 2 girl children Ambulance Charges- ₹10,000/- Funeral Expenses- ₹10,000/- Lost Baggage protection insurance for Domestic Air Travel of ₹25,000/- PAI and other linked benefits are admissible immediately upon account activation and will be available upto the age of 69 years only. |
| Cheque Book Issuance Charges | Number of Cheque leaves free: 100 per year |
| RTGS/NEFT (Online) Charges | NIL |
| Nomination facility | Allowed |
| Concession in respect of processing charges/upfront fee for Housing Loan/ Vehicle Loan | 25% waiver |
| Concession in respect of documentation charges Housing Loan/ Vehicle Loan | 25% waiver |
| Variant | Growth |
| Debit Card | Excel Debit Card |
| Issuance Charges/AMC | NIL Further AMC will be waived in case desired yearly average balance equivalent to MAB requirement of the scheme is maintained in last 12 months |
| Debit Card Offers | Personal Accidental (Death) Insurance – ₹10 Lakh Free OTT (Prime/JioHotstar) Subscription Free Vouchers from Bookmyshow, Myntra, Kalyan Jwellers etc. Free Swiggy One 3 Months Membership Complimentary Gym & SPA Services Exclusive Domestic & International offers from partner Merchants Domestic Airport Lounge – Once per Half Year |
| Debit Card Limits | Cash Withdrawal- ₹1.5 Lakh Ecom/POS (Combined)- ₹5.0 Lakh Contactless: ₹5,000/- per day |
| Charges for non-maintenance of MAB | Nil Note: No charges will be levied for non-maintenance of MAB but freebies/concession related to the scheme will be withdrawn |