| PARAMETER | FEATURES |
|---|---|
| Eligibility | An Individual falling in age group between 18 years to 50 years. |
| MAB | Rural – Rs. 500/- , Semi Urban- Rs. 1000/-, Urban & Metro- Rs. 2000/- |
| Documents required for opening of Account | As per Bank’s KYC Policy |
| Charges for Non-Maintenance of MAB | NIL |
| Nomination | Allowed |
| NEFT/RTGS/ IMPS | Free Online |
| Internet Banking | Available |
| Mobile Banking | Available |
| SMS Banking | Available |
| Cheque Book | One Cheque book of 25 Leaves free in a Financial Year |
| Rupay Platinum Debit Card | Available |
| Facility of Life Insurance | Maximum age at maturity – 65 Years Insurance Plan Type – Term Plan with Return of Premium Option (TROP). Under this, Life Coverage is provided at low premium. In case of death (due to natural or accidental reasons), the life cover benefit is provided to the nominee. In case of survival after the policy term (15 years), the total premiums paid (excluding GST) are refunded back to the insured person. Premium Payment Mode – Annual Premium Payment Term – 10 years Total Coverage (Policy Term) – 15 years Death benefit Options – Four Options : 1. INR 3300 per month for 10 years or INR 3 Lakh lumpsum 2. INR 5500 per month for 10 years or INR 5 Lakh lumpsum 3. INR 11000 per month for 10 years or INR 10 Lakh lumpsum 4. INR 16500 per month for 10 years or INR 15 Lakh lumpsum Maturity Benefit – 100% of all premiums (excluding GST) |