| PARAMETER | FEATURES |
|---|---|
| Eligibility | An Individual falling in age group between 18 years to upto 60 years. |
| MAB | Rural – Rs. 500/- , Semi Urban- Rs. 1000/-, Urban & Metro- Rs. 2000/- |
| Documents required for opening of Account | As per Bank’s KYC Policy |
| Charges for Non-Maintenance of MAB | NIL |
| Nomination | Allowed |
| NEFT/RTGS/ IMPS | Free Online |
| Internet Banking | Available |
| Mobile Banking | Available |
| SMS Banking | Available |
| Cheque Book | One Cheque book of 25 Leaves free in a Financial Year |
| Rupay Classic Debit Card * | · Daily maximum transaction limit of Rs. 25,000/- at ATM for cash withdrawal · Daily limit for POS/ ecommerce (combined) is Rs.60,000/- |
| Facility of “Care” Health Insurance – Variants available** | 1. Variant -1: Cancer Indemnity:- Eligibility:- · Cover type: Individual · Allowed Relationship: Self · Minimum Entry Age:18 years · Maximum entry age:60 years · Exit age: Lifelong · Claims payout: Cashless (within network)/ Re-imbursement · Policy tenure : 1 year · Pre-policy Health checkup/ Issuance guidelines: No, Good health declaration basis. · Initial wait period: 90 days · Named Ailments: Not covered · Pre-existing disease: Not covered. Covered Benefits:- · Sum Insured: 10 lac · In patient care: Up to Sum Insured for Hospitalization resulting due to Cancer. · Pre-Hospitalization medical expenses: 30 days · Post-hospitalization medical expense: 60 days · Room Rent: Single private room (As per scheme document/Certificate of Insurance) · ICU charges: No limit · Premium:- Rs.1471 (Excluding GST) 2. Variant-2: Daily Cash allowance:- Eligibility:- · Cover type: Individual · Allowed Relationship: Self · Minimum Entry age: 18years · Maximum Entry Age: 60 years · Exit age: Lifelong · Claim-payout: Reimbursement · Under guidelines: Good Health Declaration Covered Benefit:- · Initial wait period: 30 days (Except for injuries & accident) · Named ailments : 24 months · Pre-existing disease: 24 months · Daily cash allowance:- Rs.3000/ Rs.5000/Rs.10,000 per day hospitalization with maximum limit up to 100 days in a year with 0 days deductible. · Policy Tenure: 1 year · Benefit and corresponding Premium: The benefit amount under the scheme is available in three options: ₹3,000, ₹5,000, and ₹10,000. The corresponding premium, excluding GST, is ₹727 for a ₹3,000 benefit, ₹1,212 for a ₹5,000 benefit, and ₹2,424 for a ₹10,000 benefit. |