| PARAMETERS | FEATURES* |
|---|---|
| Eligibility | Resident Individual, either singly or jointly, Aged 16 Years & above (Independent contractors, freelancers or temporary workers who earn income through short-term, task-based projects or digital platforms rather than traditional, long-term employment) |
| Dedicated Product | Customers working/ engaged in below segments- Service Based- Food delivery, Ride-sharing, Courier and logistics, Home services, Pet care, Event staffing etc. Knowledge Based- Freelance writing and editing, Graphic design and illustration, Web development and programming, Digital marketing and Search Engine Optimization, Online tutoring and training, Virtual assistance and data entry etc. Skilled Trades & Construction Based- Electricians, Carpenters, Plumbers, Installation and repair technicians, Independent contractors for renovation projects etc. Creative & Artistic Work Based- Photography and Videography, Music and performance, Crafts and Handmade product sales etc. Professional & Consulting Services Based- Management consulting, Legal and financial advisory, Healthcare support (e.g., telemedicine, therapy) etc. |
| Document for Identification- | Self-declaration for identification of Gig workers or E-SHRAM portal registration- Universal Account Number (UAN). |
| KYC Documents | As per KYC Policy |
| Monthly Average Balance Requirement (For availing freebies/concessions/benefits) | ₹ 5,000/- |
| Charges for non-maintenance of MAB | Nil, however features/ benefits of the scheme will be withdrawn and AMC of Debit Card shall be applicable. |
| Personal Accidental Death Insurance Cover | ₹ 3.00 lakhs |
| Air Accidental Death Insurance Cover | ₹ 6.00 lakhs |
| Permanent Total Disability | ₹ 3.00 lakhs |
| Permanent Partial Disability | Up to ₹ 1.50 lakhs%age of disability will be as per the GPA schedule & in case of multiple injury, max claim upto the amount of Sum Insured |
| Debit Card | RuPay Platinum Debit Card Issuance- Free AMC- Free* |
| Other Benefits on ATM * | Free PAI upto ₹ 2 lakhs etc. |
| SMS Charges | NIL |
| Cheque Book | Free 20 leaves/ FY |
| NEFT/RTGS (Online) | Unlimited Free |
| IBS/MBS | Free |
| Locker Facility | Available |
| Credit Card Facility | Available subject to eligibility and applicable charges |
| Reward Points | Available in line with prevailing bank guidelines for Platinum Debit Cards |