RuPay Women Power Platinum Debit Card

FeatureComplete Details
Card NameRuPay Women Power Platinum Debit Card
Card TypePlatinum and Contactless Debit Card
EligibilityPNB individual women customers
UsageGlobal usage allowed, covering both Domestic and International transactions.
ATM Cash Withdrawal Limit₹50,000 per day
POS / e-Commerce Limit₹3,00,000 per day, combined for POS and e-Commerce transactions.
Personal Accidental Insurance CoverPersonal Accident Insurance cover of up to ₹2,00,000 for Accidental Death or Permanent Total Disability.
Insurance Transaction RequirementThe cardholder needs to perform at least one successful RuPay Card-induced financial transaction at any POS/e-Commerce platform, both intra-bank and inter-bank (on-us or off-us), within 30 days prior to the date of accident, including the accident date.
Insurance Forms & DetailsForms and details are available under the Cards section of PNB.
Lounge FacilityNot Applicable
Primary Debit Card Issuance Charges₹250
Add-On Debit Card Issuance Charges₹250
Annual Maintenance Charges (AMC)₹250
Replacement Charges₹250
Validity Period7 years
Card ExpiryExpiry is encountered on the last day of the Debit Card expiry month.
Personalised CardThe card is a personalised debit card.
Domestic AcceptanceCan be used at all POS terminals, e-Commerce websites/apps and ATMs across India.
International AcceptanceAccepted at Discover/Diners-enabled POS machines, ATMs and e-Commerce websites/apps.
International Transaction RequirementPOS and ATM machines should be Chip and PIN enabled.
Non-3D Secure TransactionsNon-3D Secure transactions, i.e. transactions without OTP/PIN, are not permitted.
Contactless TransactionsIndividual transactions up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals.
Daily Contactless Limit₹5,000 as the overall daily contactless transaction limit.
Offline ModeWorks in offline NCMC mode at enabled merchants/operators wherever the functionality is live, such as DMRC.
NPCI Discount OffersRegular discount offers across categories may be provided by NPCI from time to time.
NCMC Full FormRuPay National Common Mobility Card (NCMC)
NCMC Payment SolutionA contactless payment solution designed to facilitate seamless transactions across transport, retail and parking.
NCMC Vision“One Nation One Card”
NCMC Contactless PaymentsQuick and secure transactions can be made by tapping the card on contactless-enabled terminals.
NCMC InteroperabilityThe RuPay NCMC Debit Card can be used across different NCMC-enabled transit modes such as metros and buses.
Separate Transit CardsThere is no need to carry separate cards for different participating metros and buses where NCMC is enabled.
NCMC Offline TransactionsThe RuPay NCMC Debit Card can work offline for transit transactions.
NCMC Multi-Purpose UseOne card can be used for shopping and travel.
NCMC SecurityTransactions are secured through the RuPay Network.