| Card Type | Business Platinum International Contactless NCMC Debit Card |
| Eligibility | The card can be issued in current account under following categories Sole proprietorship Partnership concerns (Authorized Individual) Private limited companies (Authorized Individual) Public limited companies (Authorized Individual) |
| Usage | Global (Domestic & International) usage allowed |
| ATM Limit (Cash Withdrawal) per day | Rs. 50,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 3,00,000/- |
| Personal Accidental Insurance Cover* | Insurance Coverage – Accidental Death & Permanent total disability Upto- Rs 10,00,000/- |
| Issuance Charges | Primary Debit Card – NIL Add-On Debit Card – Rs. 250/- |
| Lounge facility* | Not Applicable |
| Annual Maintenance Charges (AMC) | Rs. 250/- |
| Replacement Charges | Rs. 250/- |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalised Debit Card. Domestic Acceptance Can be used at all POS terminals, E Com Websites / Apps and ATMs across India. International Acceptance Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted). Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit Offline mode Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website. Additional Features being Provided by NPCI* (subject to change as per T&C of NPCI) Air Accident Coverage – Rs 20 Lacs Return of Mortal Remains – Rs 2 Lacs Common Carrier Lost Baggage – Rs 20,000/- Purchase Protection Coverage – Rs 2 Lacs |
| Rupay National Common Mobility Card (NCMC) | The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features: Contactless Payments: Make quick and secure transactions like never before by simply tapping the card on contactless-enabled terminals. Interoperability: Your RuPay NCMC Debit Card can be used across different modes of transit like metros and buses. Hence, no need to carry separate cards to travel in different metros and buses. Offline Transactions: No network? No problem. Your RuPay NCMC Debit Card also works offline for transit. Multi-Purpose: One card for all your needs. Shop and travel with just one RuPay NCMC Debit Card. Enhanced Security: Enjoy stress-free transactions with the trustworthiness of RuPay Network. It is safe and secure. |