| Card Type | Classic Virtual Debit Card |
| Eligibility | All eligible PNB customers using PNB One App & Retail Internet Banking Services can apply for Rupay Classic Virtual Debit Card |
| Usage | Domestic Usage |
| ATM Limit (Cash Withdrawal) per day | NA |
| E-Com Limit | Rs. 60,000/- |
| Personal Accidental Insurance Cover* | Not Available (for any Existing or Freshly issued Debit Cards) |
| Lounge Facility* | Not Available |
| Issuance Charges | NIL |
| Annual Maintenance Charges (AMC) | NIL |
| Validity Period | 7 Years (Expiry is encountered on the last day of the Debit Card expiry month) |
| Rupay National Common Mobility Card (NCMC) | The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India’s initiative to create a unified and interoperable payment system. Key Features: Contactless Payments: Make quick and secure transactions by simply tapping the card on contactless-enabled terminals. Interoperability: The RuPay NCMC Debit Card can be used across different modes of transit such as metros and buses, eliminating the need to carry separate cards. Offline Transactions: The RuPay NCMC Debit Card also works offline for transit when there is no network. Multi-Purpose: One card can be used for shopping and travel. Enhanced Security: Transactions are secured through the RuPay Network. |
