| Card Type | Platinum Domestic Contactless NCMC Debit Card |
| Eligibility | Any PNB Customer (as per account guidelines) |
| Usage | Domestic Variant – Domestic usage only |
| ATM Limit (Cash Withdrawal) per day | Rs. 50,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 3,00,000/- |
| Personal Accidental Insurance Cover* | Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-. Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder. |
| Lounge facility* | Not Applicable |
| Issuance Charges | Primary Debit Card – Rs. 250/- Add-On Debit Card – Rs. 250/- |
| Annual Maintenance Charges (AMC) | Rs. 250/- |
| Replacement Charges | Rs. 250/- |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalised Debit Card.Can be used at all POS terminals, E Com Websites / Apps and ATMs across India. Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit. Offline mode Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc. Regular Discount offer across all categories as provided by NPCI from time-to-time. |
| Rupay National Common Mobility Card (NCMC) | The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features: Contactless Payments: Make quick and secure transactions like never before by simply tapping the card on contactless-enabled terminals. Interoperability: Your RuPay NCMC Debit Card can be used across different modes of transit like metros and buses. Hence, no need to carry separate cards to travel in different metros and buses. Offline Transactions: No network? No problem. Your RuPay NCMC Debit Card also works offline for transit. Multi-Purpose: One card for all your needs. Shop and travel with just one RuPay NCMC Debit Card. Enhanced Security: Enjoy stress-free transactions with the trustworthiness of RuPay Network. It is safe and secure. |