| Card Type | The product shall be available in three forms – PVC Keychain, Leather Keychain and Mobile Sticker. It will be a Debit Card at back-end (linked to an account) |
| Eligibility | Any individual having KYC compliant account with the our bank and is otherwise eligible for Debit Card Issuance (including Savings and Current account holders). |
| Usage | Domestic usage only |
| ATM Limit (Cash Withdrawal) per day | Not Applicable |
| PoS / eCom Limits (Combined) per day | POS Transaction* (Only contactless) + E-Com Transaction – Rs. 60,000 (Combined Limit) (* up-to Rs. 5,000 Without PIN) |
| Personal Accidental Insurance Cover* | Not Applicable (for any Existing or Freshly issued Debit Cards) |
| Lounge facility* | Not Applicable |
| Issuance Charges | Leather Keychain:RS 450 + taxes PVC keychain: RS 400 + taxes Mobile sticker: RS 400 + taxes |
| Annual Maintenance Charges (AMC) | Leather Keychain: RS 150 + taxes PVC keychain: RS 150 + taxes Mobile sticker: RS 150 + taxes |
| Replacement Charges | Not Applicable |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| PIN generation and re-generation | Through Green PIN process |
| Activation and Channel enablement | Activation and enablement of contactless /E-com transactions will be available through PNBOne, IBS, Branch (DCMS Portal) and IVR |
| Multiple Issuance | Maximum two wearable (any two of each form factor) per account is allowed (apart from existing physical and Virtual Debit Card). Add-on card facility is not allowed |
| Reporting loss of card | Wearable can be Hotlisted through PNB One Mobile Banking App, PNB Internet Banking Services, WhatsApp Banking, SMS, PNB Call Center and by visiting the nearest PNB Branch. Use the Back-end Debit card number for Hotisting. |
| Other features | Can be used at all POS terminals, E Com Websites / Apps across India. Contactless transactions Individual transaction up to ? 5000/- allowed without PIN at NFC enabled POS Terminals with ? 5000/- as daily overall limit. Offline mode Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc. |