| 1 | Card Name | RuPay NCMC Platinum International Debit Card |
| 2 | Card Type | Platinum International Contactless NCMC Debit Card |
| 3 | Eligibility | Any PNB Customer, as per applicable account guidelines. |
| 4 | Usage | International Variant – Global usage, including both Domestic and International transactions. |
| 5 | ATM Cash Withdrawal Limit | ₹50,000 per day |
| 6 | POS / e-Commerce Limit | ₹3,00,000 per day, combined for POS and e-Commerce transactions. |
| 7 | Personal Accidental Insurance Cover | Personal Accident Insurance cover of up to ₹2,00,000 for Accidental Death or Permanent Total Disability. |
| 8 | Insurance Transaction Requirement | The cardholder needs to perform at least one successful RuPay Card-induced financial transaction at any POS/e-Commerce platform, both intra-bank and inter-bank (on-us or off-us), within 30 days prior to the date of accident, including the accident date. |
| 9 | Insurance Forms & Details | Forms and details are available under the Cards section of PNB. |
| 10 | Lounge Facility | Not Applicable |
| 11 | Primary Debit Card Issuance Charges | ₹250 |
| 12 | Add-On Debit Card Issuance Charges | ₹250 |
| 13 | Annual Maintenance Charges (AMC) | ₹250 |
| 14 | Replacement Charges | ₹250 |
| 15 | Validity Period | 7 years |
| 16 | Card Expiry | Expiry is encountered on the last day of the Debit Card expiry month. |
| 17 | Personalised Card | The card is a personalised debit card. |
| 18 | Domestic Acceptance | Can be used at all POS terminals, e-Commerce websites/apps and ATMs across India. |
| 19 | International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and e-Commerce websites/apps. |
| 20 | International Transaction Requirement | POS and ATM machines should be Chip and PIN enabled. |
| 21 | Non-3D Secure Transactions | Non-3D Secure transactions, i.e. transactions without OTP/PIN, are not permitted. |
| 22 | Contactless Transactions | Individual transactions up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals. |
| 23 | Daily Contactless Limit | ₹5,000 as the overall daily contactless transaction limit. |
| 24 | Offline Mode | Works in offline NCMC mode at enabled merchants/operators wherever the functionality is live, such as DMRC. |
| 25 | NPCI Discount Offers | Regular discount offers across categories may be provided by NPCI from time to time. |
| 26 | NCMC Full Form | RuPay National Common Mobility Card (NCMC) |
| 27 | NCMC Payment Solution | A contactless payment solution designed for seamless transactions across transport, retail and parking. |
| 28 | NCMC Vision | “One Nation One Card” |
| 29 | NCMC Contactless Payments | Customers can make quick and secure payments by tapping the card on contactless-enabled terminals. |
| 30 | NCMC Interoperability | The RuPay NCMC Debit Card can be used across different NCMC-enabled transit modes such as metros and buses. |
| 31 | Separate Transit Cards | Customers do not need separate cards for different participating metros and buses where NCMC is enabled. |
| 32 | NCMC Offline Transactions | The RuPay NCMC Debit Card can work offline for transit transactions. |
| 33 | NCMC Multi-Purpose Use | One card can be used for shopping and travel. |
| 34 | NCMC Security | Transactions are secured through the RuPay Network. |
