| Card Type | Wellness Contactless Debit Card (Rupay Select Debit Card) |
| Eligibility | PNB Customers maintaining QAB Rs. 50,000/- or more |
| Usage | Global (Domestic & International) usage allowed |
| ATM Limit (Cash Withdrawal) per day | Rs. 75,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 5,00,000/- |
| Personal Accidental Insurance Cover* | Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-. Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder. |
| Lounge facility* | • The RuPay Select Debit Card provides cardholders with one (1) time domestic airport lounge access in current quarter in any of the participating Domestic Airport lounges on spending minimum of Rs.5000 through POS/E-com in last quarter.International lounge program provides access to cardholders Two (2) times per calendar year per card in any of the participating International Airport lounges. The changes in the Debit lounge program are effective from quarter starting 1st April’25. For updated lounge list, refer to NPCI RuPay Website |
| Issuance Charges | Primary Debit Card – Rs. 500/- Add-On Debit Card – Rs. 500/- |
| Annual Maintenance Charges (AMC) | Rs. 750/- |
| Replacement Charges | Rs. 500/- |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalised Debit Card. Can be used at all POS terminals, E Com Websites / Apps and ATMs across India. International Acceptance Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted). Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit. Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login Below are the few offers* available for reference :- Gym: 1 Complementary 30 Days Free Offline Gym membership every quarter. Golf: 1 Complementary Golf Lesson or Round every quarter Health Up Check: 1 Complementary premium health check-up package every quarter. OTT: 1 Complementary 12 months Amazon Prime or Hotstar membership or 6 months Sony Liv membership every year SPA Services/ Salon Service: 1 Complementary SPA session or Salon service every quarter. Travel: 1 Complementary INR 100 coupon for cab service every quarter. |
| Rupay National Common Mobility Card (NCMC) | The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features: Contactless Payments: Make quick and secure transactions like never before by simply tapping the card on contactless-enabled terminals. Interoperability: Your RuPay NCMC Debit Card can be used across different modes of transit like metros and buses. Hence, no need to carry separate cards to travel in different metros and buses. Offline Transactions: No network? No problem. Your RuPay NCMC Debit Card also works offline for transit. Multi-Purpose: One card for all your needs. Shop and travel with just one RuPay NCMC Debit Card. Enhanced Security: Enjoy stress-free transactions with the trustworthiness of RuPay Network. It is safe and secure. |