| 1 | Card Name | PNB Mastercard Platinum Grow |
| 2 | Card Type | Mastercard Platinum International Debit Card |
| 3 | Eligibility – Minor | An account can be opened for a minor of any age through his/her natural or legally appointed guardian. |
| 4 | Guardian Requirement | The guardian must have a PNB Savings Account and the minor’s account must be opened under eligible schemes. |
| 5 | Eligibility – Minors Above 10 Years | Minors above 10 years of age can also open the account after providing satisfactory proof of age, subject to the account being opened under eligible schemes. |
| 6 | Usage | Global usage, covering both Domestic and International transactions. |
| 7 | ATM Cash Withdrawal Limit | ₹10,000 per day |
| 8 | POS / e-Commerce Limit | ₹10,000 per day, combined for POS and e-Commerce transactions. |
| 9 | Personal Accidental Insurance Cover | Not Applicable |
| 10 | Domestic Airport Lounge Facility | Not Applicable |
| 11 | Issuance Charges | ₹250 + GST |
| 12 | Annual Maintenance Charges (AMC) | ₹250 + GST per year |
| 13 | Replacement Charges | ₹250 + GST |
| 14 | Validity Period | 7 years |
| 15 | Card Expiry | The card expires on the last day of the debit card expiry month. |
| 16 | Personalised Card | The card is a personalised debit card. |
| 17 | Domestic Acceptance | Can be used at all POS terminals, e-Commerce websites/apps and ATMs across India. |
| 18 | International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and e-Commerce websites/apps. |
| 19 | International Transaction Requirement | The POS and ATM machines should be Chip and PIN enabled. |
| 20 | Non-3D Secure Transactions | Non-3D Secure transactions, i.e. transactions without OTP/PIN, are not permitted. |
| 21 | Contactless Transactions | Individual transactions of up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals. |
| 22 | Daily Contactless Limit | The overall daily limit for contactless transactions is ₹5,000. |
