| Card Type | Classic Contactless NCMC Debit Card |
| Eligibility | Individual Saving / Current account Customers who are Visually Impaired and Blind persons. Branches to ensure to update the status of all such customers to ‘BLIND’ in CRM. |
| Usage | Domestic usage only |
| ATM Limit (Cash Withdrawal) per day | Rs. 25,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 60,000/- |
| Personal Accidental Insurance Cover* | Not Available (for any Existing or Freshly issued Debit Cards) |
| Lounge facility* | Not Applicable |
| Issuance Charges | Primary Debit Card – NIL |
| Annual Maintenance Charges (AMC) | Rs. 150/- (Plus Taxes) |
| Replacement Charges | Rs. 150/- (Plus Taxes) |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalized. Can be used at all POS terminals, E Com Websites / Apps and ATMs across India. International Acceptance Not Allowed Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit Works in offline (NCMC) mode at enabled merchants / operators wherever the functionality is live like DMRC, etc. |
| Exclusive Features for identification | Raised Braille Dots (PNB in Braille) – The “PNB” is prominently embossed on the card, making it easy for visually impaired and blind customers to differentiate between PNB and other Banks` Cards. Rounded Notch – The card has a rounded notch on the opposite side of the chip. This facilitates the card holder to know about the direction of the card while dipping the same in ATM / POS. Glossy Spot UV lamination effect – The card have a glossy spot UV lamination effect with raised texture on the Bank`s logo and silk screen rough spot UV on the contactless symbol. This helps visually impaired and blind customers to locate the bank`s logo easily and read the card`s contactless symbol, making it easy for them to use the card. Contrasting colours – The card have contrasting colours for easier reading and the colours used on the card are easily distinguishable by visually impaired and blind customers, making it easy for them to read the card details. |
| Rupay National Common Mobility Card (NCMC) | The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features: Contactless Payments: Make quick and secure transactions like never before by simply tapping the card on contactless-enabled terminals. Interoperability: Your RuPay NCMC Debit Card can be used across different modes of transit like metros and buses. Hence, no need to carry separate cards to travel in different metros and buses. Offline Transactions: No network? No problem. Your RuPay NCMC Debit Card also works offline for transit. Multi-Purpose: One card for all your needs. Shop and travel with just one RuPay NCMC Debit Card. Enhanced Security: Enjoy stress-free transactions with the trustworthiness of RuPay Network. It is safe and secure. |