| Card Type | RUPAY PLATINUM INTERNATIONAL DEBIT CARD |
| Eligibility | All individuals who have retired on superannuation / retired due to VRS from any Central Govt., Civil Ministries, State Govt., Local bodies, PSUs and eligible for Pension. Minimum pension of Rs.10000/- and above and account opened under eligible schemes. OR Individual customers who are 60 years of age and above (Senior Citizen) maintaining Monthly Average Balance of Rs.10,000/- and above and account opened under eligible schemes. |
| Usage | Global (Domestic + International) Usage |
| ATM Limit (Cash Withdrawal) per day | Rs.50,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 1,50,000/- |
| Personal Accidental Insurance Cover* | Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder. |
| Lounge facility* | Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders One (1) time per calendar year per card in any of the participating Domestic Airport lounges. |
| Issuance Charges | Rs. 250/- (Excluding GST) |
| Annual Maintenance Charges (AMC) | Rs.450/- (Excluding GST) |
| Replacement Charges | Rs. 250/- (Excluding GST) |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features / Benefits* | Personalised Debit Card. Can be used at all POS terminals, E Com Websites / Apps and ATMs across India. International Acceptance Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted). Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit. Offline mode Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc. |
| Rupay National Common Mobility Card (NCMC) | The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features: Contactless Payments: Make quick and secure transactions like never before by simply tapping the card on contactless-enabled terminals. Interoperability: Your RuPay NCMC Debit Card can be used across different modes of transit like metros and buses. Hence, no need to carry separate cards to travel in different metros and buses. Offline Transactions: No network? No problem. Your RuPay NCMC Debit Card also works offline for transit. Multi-Purpose: One card for all your needs. Shop and travel with just one RuPay NCMC Debit Card. Enhanced Security: Enjoy stress-free transactions with the trustworthiness of RuPay Network. It is safe and secure. |