| Card Type | RuPay Select International Debit Card |
| Eligibility – Defence & Central Forces | Personnel below officer rank serving in the Indian Air Force, Indian Army, Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles, NSG, RAW, Intelligence Bureau (IB), CBI, Indian Coast Guard, Special Forces at Central & State level, SPG, NDRF, Firefighters and other eligible forces, with an account opened under eligible schemes |
| Eligibility – Police Forces | Personnel below officer rank of State Police Forces, Union Territories Police Forces, Railway Police Forces and Metro Police in cities following the Police Commissionerate system, such as Delhi Police, Mumbai Police and Kolkata Police, with an account opened under eligible schemes |
| Eligibility – Pensioners | All pensioners under the Rakshak and Police Rakshak variants, including pensioners of the Indian Air Force, Indian Army, Indian Navy, Central Police Forces, State Police Forces, Union Territories Police Forces, Railway Police Forces, etc., with an account opened under eligible schemes |
| Usage | Global (Domestic + International) Usage |
| ATM Cash Withdrawal Limit | ₹1,50,000 per day |
| PoS / E-Commerce Limit | ₹5,00,000 per day (Combined) |
| Personal Accidental Insurance Cover | Personal Accident Insurance cover of up to ₹10,00,000 for Accidental Death or Permanent Total Disability |
| Insurance Eligibility Condition | Cardholder must perform at least one successful RuPay Card-induced financial transaction at any POS/E-Commerce terminal, either intra-bank (on-us) or inter-bank (off-us), within 30 days before the date of accident, including the accident date |
| Domestic Airport Lounge Access | 1 time in the current quarter, subject to spending a minimum of ₹5,000 through POS/E-Commerce transactions in the previous quarter |
| International Airport Lounge Access | 2 times per calendar year per card at participating international airport lounges |
| Issuance Charges | ₹500 + GST |
| Annual Maintenance Charges (AMC) | ₹500 + GST |
| Replacement Charges | ₹500 + GST |
| Validity Period | 7 years |
| Expiry | The card expires on the last day of the debit card expiry month |
| Personalised Debit Card | Available |
| Domestic Usage | Can be used at all POS terminals, E-Commerce websites/apps and ATMs across India |
| International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and E-Commerce websites/apps |
| International Transaction Requirement | POS and ATM machines should be Chip and PIN enabled |
| Non-3D Secure Transactions | Transactions without OTP/PIN are not permitted |
| Contactless Transactions | Available at NFC-enabled POS terminals |
| Contactless Transaction Limit | Up to ₹5,000 per transaction without PIN |
| Contactless Daily Overall Limit | ₹5,000 |
| Offline Mode | Works in offline NCMC mode at enabled merchants/operators wherever the facility is live, such as DMRC |
| NCMC Full Form | RuPay National Common Mobility Card |
| NCMC Purpose | A contactless payment solution designed for seamless transactions across transport, retail and parking |
| NCMC Vision | One Nation One Card |
| NCMC Contactless Payments | Enables quick and secure payments by tapping the card on contactless-enabled terminals |
| NCMC Interoperability | Can be used across different participating transit systems such as metros and buses, eliminating the need for separate cards |
| NCMC Offline Transactions | Supports offline transactions for transit where the facility is enabled |
| NCMC Multi-Purpose Usage | One card can be used for shopping and travel |
| NCMC Security | Provides secure transactions through the RuPay network |
| Insurance & Lounge Sponsorship | Personal Accidental Insurance, Lounge Access and other card-specific features/benefits are sponsored by NPCI |
| Terms & Conditions | Insurance, lounge access and other card-specific benefits are subject to NPCI guidelines and applicable terms and conditions, which may change from time to time |
