| Card Type | RuPay Select International Debit Card |
| Eligibility – Salaried Individuals | Regular and contractual employees of Government Departments, Public Sector Undertakings, MNCs, Educational Institutions, Corporates, industrial establishments, etc., drawing a monthly gross salary above ₹25,000 up to ₹75,000, with an account opened under eligible schemes |
| Eligibility – Other Individuals | Any individual above 18 years of age maintaining a Monthly Average Balance (MAB) of ₹25,000, with an account opened under eligible schemes |
| Usage | Global (Domestic + International) Usage |
| ATM Cash Withdrawal Limit | ₹75,000 per day |
| PoS / E-Commerce Limit | ₹5,00,000 per day (Combined) |
| Personal Accidental Insurance Cover | Personal Accident Insurance cover of up to ₹10,00,000 for Accidental Death or Permanent Total Disability |
| Insurance Eligibility Condition | Cardholder must perform at least one successful RuPay Card-induced financial transaction at any POS/E-Commerce terminal, either intra-bank (on-us) or inter-bank (off-us), within 30 days before the date of accident, including the accident date |
| Domestic Airport Lounge Access | 1 time per calendar half-year per card at participating domestic airport lounges |
| International Airport Lounge Access | 1 time per calendar half-year per card at participating international airport lounges |
| Issuance Charges | ₹500 + GST |
| Annual Maintenance Charges (AMC) | ₹650 + GST |
| Replacement Charges | ₹500 + GST |
| Validity Period | 7 years |
| Expiry | The card expires on the last day of the debit card expiry month |
| Personalised Debit Card | Available |
| Domestic Usage | Can be used at all POS terminals, E-Commerce websites/apps and ATMs across India |
| International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and E-Commerce websites/apps |
| International Transaction Requirement | POS and ATM machines should be Chip and PIN enabled |
| Non-3D Secure Transactions | Transactions without OTP/PIN are not permitted |
| Contactless Transactions | Available at NFC-enabled POS terminals |
| Contactless Transaction Limit | Up to ₹5,000 per transaction without PIN |
| Contactless Daily Overall Limit | ₹5,000 |
| Offline Mode | Works in offline NCMC mode at enabled merchants/operators wherever the facility is live, such as DMRC |
| NCMC Full Form | RuPay National Common Mobility Card |
| NCMC Purpose | A contactless payment solution designed to facilitate seamless transactions across transport, retail and parking |
| NCMC Vision | One Nation One Card |
| NCMC Contactless Payments | Enables quick and secure payments by tapping the card on contactless-enabled terminals |
| NCMC Interoperability | Can be used across different participating transit systems such as metros and buses, eliminating the need for separate cards |
| NCMC Offline Transactions | Supports offline transactions for transit where the facility is enabled |
| NCMC Multi-Purpose Usage | One card can be used for shopping and travel |
| NCMC Security | Provides secure transactions through the RuPay network |
| Insurance & Lounge Sponsorship | Personal Accidental Insurance, Lounge Access and other card-specific features/benefits are sponsored by NPCI |
| Terms & Conditions | All insurance, lounge access and other card-specific benefits are subject to NPCI guidelines and applicable terms and conditions, which may change from time to time |
