| Particular | Details |
|---|---|
| Mobile Banking App | PNB ONE |
| Objective | PNB ONE is a unified Mobile Banking application enriched with several features providing all banking facilities at a single platform. It allows user to perform major banking requirements through the application on 24*7 basis anywhere and anytime without visiting the branch. It is secure application, having biometric & face authentication (iOS) along with MPIN. Every transaction is authenticated through TPIN and OTP. UP Transaction from other bank and credit card will be UPI PIN. |
| Key Features and Benefits | Self-onboarding using Debit Card, Aadhaar credentials (For View Facility), Internet Banking credential & Branch mode Seamless Fund transfers Instant UPI Scan and Pay Hassle free Recharges & Bill payments Smart Deposit & Investment solutions Effortless Digital Loan journeys Completely secure and reliable |
| Accounts | All accounts will be displayed in an illustrative manner with enhanced UI(Savings, Deposits, Loan, Overdraft, Current Accounts & Credit Card) mPassbook – Detailed view & downloading of account statement Check Balances View all bank’s accounts (Through Account Aggregator) View PPF, SSA & SCSS |
| Transfer Funds | “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-PNB accounts). NEFT/RTGS/IMPS/UPI for Interbank fund transfers. Quick Fund Transfer – Within Bank/IMPS-IFSC/IMPS-Mobile No/IMPS-MMID Indo- Nepal Remittance Manage Beneficiaries Check IMPS status Liberalized Remittance Scheme (LRS) Transfer to own & other PPF, SSA Cardless Cash Withdrawal |
| UPI | Link All bank Accounts and Credit card. Inquire all bank accounts & Credit card balance Make Payment by scanning UPI QR Pre-Login Scan & Pay without MPIN/Biometric or Face ID Scan & Pay though Credit Card VPA Pay to Mobile No/VPA UPI Lite (Transaction without PIN) UPI Mandate UPI Credit Line Generate QR Code Approve Collect Money request |
| FD/RD | Open FD/RD/Flexi RD Deposit Calculator Track FD/RD Status Premature FD/RD Closure Modify TD |
| My Profile | Change MPIN Set/Reset TPIN Enable Biometrics Update User ID Set Account Nickname Check/Update KYC Status Modify Account Access Set limits Safety Ring Quick view Balance on pre-login Screen My Transaction/Upcoming Transaction E-Statement Registration E-Statement De-Registration Aadhaar Registration PAN Registration Register for IBS Enable Transaction Set SMS Banking PIN SMS Preferred Language About App App Feedback My Relationship Manager De-activation |
| Digital Loans | Pre-Approved Personal Loan Loan Against FD/RD Digi Car Loan Digi Housing Loan Digital Education Loan Digital Gold Loan Digi MSME Loan Digi Saarthi GST Sahay eGST Express Digital KCC Digital Dairy KCC Krishi Tatkal Rinn KCC Renewal/Review & DP Enhancement Loan against MF Tractor Xpress PM Swanidhi Easy Renewal Journey PM Vishwakarma Digi Surya Ghar |
| Invest/Apply | Online Mutual Funds Insurance ASBA/IPO SGB PPF NPS Govt. Initiatives (APY, PMJJBY & PMSBY) |
| Manage Debit Card | Apply for a new card Cardless Cash withdrawal Virtual Debit Card Update limits of ATM withdrawal, POS/ Ecom transactions Hotlist debit card Generate Green Pin Debit Card On/Off Enable/Disable Debit Card NCMC Recharge Hotlist Debit Card |
| Manage Credit Card | Link/De link Credit Card Link Add on Credit Card Pay PNB Credit Card Bill Apply new Credit card Credit Card against FD PQCC (Pre-qualified Credit Card) Auto Payment Registration Auto Payment De-Registration Enhance card limit Statement on e-mail Enhance Credit Card Limit Damaged card replacement Reward point redemption request New PIN request Hotlist Credit Card |
| Bill Pay/Recharge | Register/Manage Biller Pay Electricity, Water, Credit Card, LPG gas and various bill category Auto pay Redo last 10 transactions Favourite biller. Check transaction Status PNB Fastag Recharge |
| Cheques | Inquire/View Cheque Status Stop/Destroy Cheque Request for Cheque book Positive Pay Service PNB Suraksha Authentication |
| Value Added Services | Prasad Seva Spend Analyzer PNB Shoppe Account Debit Freeze E-mail ID Updation & Manage Alerts Apply for Form 15G/H Demat Services Change Home Branch Register/Modify/Cancel Nominee Balance Certificate E-Interest/TDS Certificate AePS Enable/Disable Unblock Self authentication No Dues certificate Tax Services GST Invoice Locker Request Generate pension Slip |
| Complaint Service Management | Raise a complaint Track your request Request history Provide feedback Digital Transaction Complaint |