| Particular | Details |
|---|---|
| Service | PNB Corporate Internet Banking |
| Eligibility | KYC-compliant corporate customers of PNB |
| Purpose | Provides online banking and transaction facilities to corporate customers |
| Registration | Online registration is available for sole proprietors; other eligible customers can register through the branch |
| User Profile | Single-user or multi-user profile |
| Mobile Integration | Interoperable with PNB One Biz Corporate Mobile Banking App |
2. Major Features and Facilities
| Facility | Details |
|---|---|
| Fund Transfer | Fund transfers within PNB as well as through NEFT, RTGS and IMPS |
| Bulk Transfer | Facility for bulk fund transfers |
| Salary Payment | Corporate customers can make salary payments |
| PNB One Biz | Corporate Internet Banking can work with the PNB One Biz mobile banking application |
| Single-User Profile | Facility to operate through a single-user profile |
| Multi-User Profile | Facility to create/use a multi-user profile |
| Sole Proprietor Registration | Online registration facility available for sole proprietors |
| Stock Statement | Online submission of stock statements |
| Future Transaction Management | Schedule transactions for a future date and set recurring transactions |
| Tax Payments | Facility for payment of various taxes |
| E-Commerce Transactions | Facility for online e-commerce transactions |
| Positive Pay System (PPS) | Facility to use Positive Pay System |
| Digital Certificate | Supports digital certificates |
3. Other Payments and Services
| Service | Examples/Details |
|---|---|
| Travel Services | Railway and airline ticket booking |
| Hotel Booking | Travel and hotel booking services |
| IRCTC | Railway ticket-related services |
| Government Taxes | GST and Income Tax/Direct Tax payments |
| Educational Fees | Fee payments to various educational institutions |
| Charitable Payments | Subscriptions/donations to charitable institutions and organisations |
| Insurance | Insurance premium payments |
| Mutual Funds | Mutual fund-related payments/services |
| Domain Registration | Online domain registration |
| Entertainment | Movie tickets and event-related services |
| DTH Recharge | DTH recharge facility |
| Mobile Recharge | Mobile recharge facility |
| Online Share Trading | Online share trading through listed service providers such as IDBI Capital Service, SMC, Geojit and Aditya Birla |
4. Registration
| Mode | Eligibility/Requirement |
|---|---|
| Online Registration | Available only for sole proprietors |
| Online Registration Requirement | Debit Card |
| Branch Registration | Available for all eligible customers |
| Branch Registration Form | PNB-1212 R |
| Form Availability | Form can be downloaded from the PNB Internet Banking website |
5. Security Features
| Security Feature | Details |
|---|---|
| Image and Phrase | Customer can set an image and phrase for secure login |
| Challenge Questions | Facility to register challenge questions |
| Login Time | Customer can set a specific login time for accessing Internet Banking |
| Beneficiary Management | Beneficiaries can be added, modified or deleted |
| Account-Level Limits | Limits can be applied at the overall account level |
| User-Level Limits | Different transaction limits can be set at the user level |
| Beneficiary Limits | Limits can be applied based on the number of beneficiaries |
| Transaction-Type Limits | Limits can be set according to the type of transaction |
| Additional Authentication | OTP or Digital Certificate can be used as an additional authentication factor |
| Encryption | Information is encrypted and protected from third parties |