| Heading | Content |
|---|---|
| Scheme–I | Housing Loan under PMAY – Primary Loan by PNB & Top-up Loan by AGIF It will help the members of AGIF in getting the benefit of subsidy available under PMAY. Loan Amount for EWS & LIG- Rs. 6,00,000/- , MIG-I- Rs. 9,00,000/- , MIG –II- Rs. 12,00,000/- |
| Scheme–II | Primary Loan by AGIF & Top-up Loan by PNB. Top up Loan up to Rs. 20 lakh. |
| Scheme-III | As per existing policy, AGIF provides House Building Advance to its members only while in active Army Service which is repayable by the date of superannuation. Members who avail a loan or desire to avail a loan later in service are sanctioned lesser amount of loan because of the reduced tenor which invariably increases the EMIs and surpasses the individual’s monthly repaying capacity. AGIF will grant the loan to the members for 20 years period. The balance outstanding of the remaining tenor of the loan would be taken over by PNB. |