| Loan Name | PNB Digital Car Loan |
| Purpose | Purchase of New Car, Van, Jeep, Multi Utility Vehicle (MUV) or Sports Utility Vehicle (SUV) |
| Eligible Applicants | Salaried employees, professionals, self-employed persons and businessmen having an assured source of regular income |
| Customer Category | Existing to Bank (ETB) customers having a fully KYC-compliant Savings/Current Account |
| Account Requirement | Registered mobile number and email ID |
| Residency | Resident individuals only |
| Application | Individual / singly |
| Age | 21 to 70 years |
| Minimum Monthly Income | ₹25,000 |
| ITR Requirement | 2-year ITR filing is mandatory |
| Minimum Loan Amount | ₹1,00,000 |
| Maximum Loan Amount | ₹1,00,00,000 (₹1 crore) |
| Processing Fee | Nil |
| Documentation Charges | Nil |
| PAN Card | Valid PAN Card required; name in Savings Account should strictly match PAN |
| Mobile Number | Valid mobile number required |
| Aadhaar | Aadhaar number should be linked with mobile number |
| Web Camera | Required for clicking photograph and Video KYC in case of New-to-Bank customers |
| Income Tax Login | Required for fetching ITR details |
| Car Quotation | Quotation of the car to be purchased is required |
| Digital Application | Available through PNB’s digital vehicle loan journey |
| Last Updated | 08 April 2026 |
