| Scheme Name | PNB Pride Housing Loan for Government Employees |
| Bank | Punjab National Bank (PNB) |
| Objective | To provide housing loans to government employees at attractive/concessional rates |
| Major Benefit 1 | Concessional rate of interest irrespective of CIC score |
| Major Benefit 2 | Full waiver of upfront/processing fees and documentation charges |
| Eligibility | All Central Government Employees |
| Eligibility | All State Government Employees |
| Eligibility | Defence Personnel |
| Eligibility | Para-military Forces |
| Eligibility | Pensioners of Central Government |
| Eligibility | Pensioners of State Government |
| Purpose | As per PNB Housing Finance Scheme for Public |
| Quantum of Finance | As per PNB Housing Finance Scheme for Public |
| Margin / Borrower’s Contribution | As per PNB Housing Finance Scheme for Public |
| Security | As per PNB Housing Finance Scheme for Public |
| Repayment | As per PNB Housing Finance Scheme for Public |
| Repayment Holiday / Moratorium | As per PNB Housing Finance Scheme for Public |
| Rate of Interest | Concessional rate under the PNB Pride scheme; PNB directs customers to the applicable rate details |
| Processing / Upfront Fee | Full waiver for the eligible facility; for additional loan amount beyond the eligible loan amount, existing housing-loan scheme charges apply |
| Documentation Charges | Full waiver for the eligible facility; for additional loan amount beyond the eligible loan amount, existing housing-loan scheme charges apply |
| CIC Score Condition | Concessional interest is available irrespective of CIC score |
| Page Last Updated | 06 February 2025 |
