| Parameters | Details |
| Loan Amount | Minimum: Rs. 25,000 Maximum: Rs. 14 lakhs Subject to 18 times Net Monthly Pension (NMP) |
| Age | Up to 73 years of age or 2 years before the end date of the annuity, whichever is earlier |
| Repayment | Up to 72 months (To be repaid by 75 years of age or at least 3 months before the expiry of the annuity payment, whichever is earlier) |
| Security | TPG of Spouse /Nominee/ Any family member for the loan Pensioner to furnish irrevocable undertaking that he will not amend mandate to pay pension from the branch during currency of loan (as per Annexure-I). Undertaking from TSL to be mandatorily obtained that it will not accept any request from the pensioner to transfer his pension payment to any other Bank/ Branch and payment to spouse till an NOC is issued by our Bank/ Branch (as per Annexure-II). |
| RSM Score | > 40 for all cases |
| Product code | 6450-4275 (MC-PER LOAN CORP PENSIONER) |