- PNB IMPS (Immediate Payment Service) facilitates instant Inter Bank fund transfer on 24*7*365 basis.
- Funds are transferred on real time basis without any delay
- To transfer the funds, you just need to have the beneficiary’s mobile number & MMID or Account number and IFSC.
- IMPS service can be accessed through multiple channels:-
- Internet Banking (Retail & Corporate)
- PNB ONE
- Visiting PNB Branch
- The customer can receive funds using the registered mobile number only.
Charges
| Slab | Charges Through Internet Banking / Mobile Banking | Charges Through Branch |
|---|---|---|
| Upto Rs. 1000 | NIL | NIL |
| Rs. 1001 to Rs. 1 lakh | Rs. 5 + GST | Rs. 6 + GST |
| Above Rs. 1 Lakh | Rs. 10 + GST | Rs. 12 + GST |
What is MMID?
Mobile Money Identification Number (MMID) is a seven digit unique number for an account, out of which the first four digits are the unique identification number of the bank offering IMPS. To receive money, you just need to share mobile number and MMID with the sender. The MMID can be generated by PNB customers through Mobile banking and Internet banking.
What is the transaction limit for IMPS in PNB?
The maximum limit is Rs. 5,00,000/- per transaction. You may restrict your exposure by setting your per transaction/ per day limits through Internet banking or PNB ONE.
What beneficiary details are required to transfer funds through IMPS?
- IMPS Using MMID
- MMID of the beneficiary
- Mobile number of the beneficiary
- IMPS Using IFSC
- Account Number and IFSC of the beneficiary
IMPS Complaint
- Forwarding debit SMS to 92640 92640
- Internet Banking pre-login page
- Call centre
- Branch