| Maturity Period Remaining At The Time Of Granting Advances | Margin % |
|---|---|
| Advance against Term Deposit standing in the name of the borrower | |
| Upto 2 years | 5.00% |
| Above 2 years and upto 3 years | 7.50% |
| Above 3 years and upto 4 years | 10.00% |
| Above 4 years and upto 5 years | 12.00% |
| Above 5 years | 20.00% (Minimum) |
| Advance against third party deposits | 25.00% (Minimum) |
| Members of Staff/ honourably retired/ Voluntarily retired/ widow of Staff: | |
| Advance upto Rs. 3 Lacs | 5.0% |
| Advances Above 3 Lacs | As applicable to Public |
Advance Against Non-Resident Deposits (FCNR/NRO)
| Maturity Period Remaining At The Time Of Granting Advances | Margin % |
|---|---|
| Advance against FCNR(B) Deposit to the Depositor | |
| Upto 1 year | 10.0% |
| Above 1 year but upto 2 years | 20.00% |
| Above 2 years | 30.0% |
| Advance against third party deposits | |
| Upto 2 years | 20.0% |
| Above 2 years | 30.0% |
| NRO Term Deposits | 25.0% |