| Sr. No | Parameters | Features |
|---|
| Current Account (CA) | Saving Fund (SF) |
|---|
| 1. | Eligibility | Individual/ Proprietorship | An Individual above 18 years of age |
| 2. | QAB/ Minimum Balance | Rs. 50,000/- | Rs. 25,000/- |
| 3. | Charges for non-maintenance of QAB | Charges will be applicable for non-maintenance of QAB as mentioned for general current account scheme. For non-maintenance of desired QAB of the captioned scheme, freebies will be withdrawn. |
| If QAB is maintained in CA; no QAB charges in SF will be levied even if prescribed balance is not maintained. |
| | Additional Facilities/ Freebies | In Case QAB Is Maintained In CA | In Case QAB Is Maintained In SF |
|---|
| 4. | Cheque book | Unlimited | Free 50 cheque leaves per annum. |
| 5. | Cash Deposit | Unlimited ; Free upto 06 times of the QAB per day | Unlimited; Free upto 06 times of the QAB per month |
| 6. | Cash Withdrawal | Unlimited; Free upto 02 times of the QAB maintained per day | Unlimited; Free upto 02 times of the QAB maintained per month |
| 7. | Demand Draft | Free 24 p.a. with a max. capping of Rs. 50,000/- per instrument (Not exceeding more than 02 DDs in a month) | Available |
| 8. | RTGS | Free | Free upto 05 no. of RTGS in a month |
| 9. | NEFT | Free upto 20 no. of NEFT in a month | Free upto 10 no. of NEFT in a month |
| | In case QAB is maintained in CA only |
| 10. | Locker | 50% discount in Annual rent only in one locker, subject to availability. |
| 11. | Ledger Folio Charges | Nil |
| 12. | Stop Payment Instruction charges | Free |
| 13. | Account Statements Charges | Free |
| 14. | Discount in HL & VL | 50% discount in documentation charges* |
| 15. | Annual Custody Charges for Demat Services/ NSDL (except CDSL) | Waived |
| 16. | Debit Card** | RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 1,25,000 at POS/ ecommerce(combined)PAI (Accidental Death & Total Disability) Cover: Rs. 2.00 lakhDomestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more. |
