| Parameter | Features |
|---|---|
| Eligibility | An Individual falling in age group between 25 years and upto 40 years. |
| QAB | Rs. 5,000/- (Rupees five thousand only) |
| Charges for Non- Maintenance of QAB | Charges will be applicable if the QAB is below the minimum QAB required to be maintained for general saving account. Also freebies will be withdrawn if prescribed QAB not maintained. |
Additional Facilities/Freebies
- Sweep Facility– Earn ROI @FD on your surplus fund after maintaining threshold amount of Rs. 20,000/- and in multiples of Rs. 5,000/-.
- AMC waived off for the firstDemat Accountonly.
- Charges for Issuance/Recharge ofWorld Travel Card:Nil
- Housing Loan:Offering 1.25 times of loan amount (only for salaried class with minimum 3 years’ experience) calculated as per the regular housing loan eligibility method, subject to maintenance of prescribed LTV ratio*
- 50% discount in documentation chargesof Home/ Vehicle Loan**
- 15% discount in locker rent,subject to availability.
- Demand Draft:Free 24 nos. p.a. with a total maximum capping of Rs. 1.00 lakh in a year (2 DD per month)
- NEFT/RTGS/IMPS :Free (Online)
- Cheque Book Facility:25 Cheque leaves.
- Credit Card facility available.
- Debit card***: RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 125,000 at POS/ ecommerce(combined)
- PAI (Accidental Death & Total Disability) Cover: Rs.2.00 lakh
- Domestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more.