PNB Agricultural Credit: Margin

(a) For production and/or Investment Credit:

Amount of loanMargin
Upto Rs. 1,60,000/- (both for short term and medium term)Nil
Above Rs.1,60,000/- to Rs. 10 lakh10%
Above Rs. 10 lakh to Rs. 25 lakh15%
Above Rs. 25 lakh25%

(b) Under PNB Kisan Credit Card (KCC) Scheme: For production credit – NIL

(c) Under the Scheme of Agri-Clinics/Agri-Business Centers:

Amount of loanMargin
Upto Rs.5 lakhNIL
Above Rs.5 lakh25%

(d) For tractor loan without mortgage of land: Minimum cash margin of 40%.