(a) For production and/or Investment Credit:
Amount of loan | Margin |
Upto Rs. 1,60,000/- (both for short term and medium term) | Nil |
Above Rs.1,60,000/- to Rs. 10 lakh | 10% |
Above Rs. 10 lakh to Rs. 25 lakh | 15% |
Above Rs. 25 lakh | 25% |
(b) Under PNB Kisan Credit Card (KCC) Scheme: For production credit – NIL
(c) Under the Scheme of Agri-Clinics/Agri-Business Centers:
Amount of loan | Margin |
Upto Rs.5 lakh | NIL |
Above Rs.5 lakh | 25% |
(d) For tractor loan without mortgage of land: Minimum cash margin of 40%.